top of page

Merchant Cash Advance

Growth capital that prioritizes speed and adaptability.

Key Benefits to Small and Medium Sized Businesses

Funding Amount

Payment Terms

$20,000 - $500,000

3 - 12 Months

Early Payoff Discount

As Low As 2.99%

A Smarter Way to Fund

Discover the difference between Seven Eight Capital and conventional loans.

X Lengthy approval process

X Requires collateral

X Strict credit requirement

X Limited flexibility

X Early repayment penalties

✔ Same-day approval

✔ No collateral required

✔ Consistent payment schedule

✔ Broader credit acceptance

✔ Funding up to $500k

✔ Transparent terms

✔ ideal for seasonal businesses

For businesses seeking efficient funding solutions, our MCA specialists prioritize speed and urgency to deliver fast results.

Our Process

Conventional loans

What is an MCA?

A Merchant Cash Advance isn't a loan — it's a purchase of your future receivables. You get capital upfront and repay automatically as your business earns. Payments adjust with your revenue, giving you flexibility during slower periods. It's built for speed, simplicity, and businesses that need capital without the typical bank barriers.

Future Receivables

An MCA is not a loan — it's an advance based on your future sales.

Future Receivables

An MCA is not a loan — it's an advance based on your future sales.

Predictable Payments

Payments are set upfront so you know what to expect each week.

Clear Factor Rates

Transparent total costs upfront — no confusing interest calculations.

Built for Speed

Designed for businesses that need capital fast without the bank runaround.

bottom of page